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THE                      JOURNAL OF ECONOMIC SCIENCES: THEORY AND PRACTICE, V.83, # 1, 2026, pp. 58-81

                    Author  Contributions:  “Conceptualization,  S.S.  and  M.G.;  methodology,  S.  and
                    M.G.; software, S.S.; and M.G.; validation, S.S.; S.G.; K.S.and M.G.; formal analysis,
                    S.S.; S.G.; K.S.and M.G.;  investigation, S.S. and M.G.; resources, S.S.; and M.G.;
                    data curation, S.S. and M.G.; writing—original draft preparation, S.S.; K.S.and M.G.;
                    writing—review  and  editing,  S.G.;  visualization,  S.G.;  supervision,  S.G.;  project
                    administration,  S.S.; K.S. and M.G. All authors have read and agreed to the published
                    version of the manuscript.

                    Funding: This research received no external funding

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